A common question we receive is guidance as to whether one should upgrade the no annual fee chase freedom to the chase sapphire preferred card or chase sapphire reserve.
Change chase sapphire to freedom unlimited.
Chase freedom unlimited travel.
The chase freedom earns 5x the points on rotating quarterly categories such as groceries gas and dining while the chase freedom unlimited earns 1 5x on all purchases.
So it is possible at least through a secure message.
Chase doesn t allow product changes from cobranded to branded cards and vice versa.
This is an example of a product change switching your current card to a similar card issued by the same bank.
I sent a secure message to chase and they responded you could change a chase sapphire preferred card to a freedom unlimited.
You can product change essentially downgrade your sapphire preferred card to the chase freedom or the chase freedom unlimited.
The former offers a great return on everyday spending and the latter gets you 2x rewards on dining and travel and opens up some great transfer partner options.
And there is no minimum to redeem for cash back.
This means bailey could request a product change from the classic sapphire to the chase freedom no longer open to new applicants chase freedom unlimited or chase slate before applying for a chase sapphire preferred once the 48 month waiting period is over.
With so many options picking the right card can be difficult.
Chase s array of personal credit card products ranges from the premium chase sapphire reserve all the way to the cash back chase freedom no longer open to new applicants and chase freedom unlimited cards.
We don t know for sure whether chase will still allow product changes to the freedom visa after 9 14 but based on the way this is worded and the clarity with which they ve said that customers will not be able to have two or more freedom flex cards my instinct is that the freedom visa won t be available for product change after 9 14.
5 cash back on travel purchased in the ultimate rewards portal 3 cash back on drugstore and restaurant purchases 1 cash back on all other purchases.
Earn 5 cash back on travel purchased through chase ultimate rewards 3 on dining at restaurants 3 on drugstore purchases and unlimited 1 5 cash back on every purchase with the chase freedom unlimited credit card.
While the chase freedom has served me well with its rotating 5x bonus categories and ability to move those points over to cards like the chase sapphire reserve or chase sapphire preferred card to redeem the points at a higher value of up to 1 5 2 cents each there s now a better option for my wallet.
5 cash back on up to 1 500 in combined purchases in bonus categories you activate each quarter.
Plus no annual fee.