Chase Sapphire Preferred Approval Score

Reports suggest that you ll typically need a score of at least 720 to get approved for the card though the average score is a bit higher.

Chase sapphire preferred approval score.

Chase sapphire preferred approval. But sometimes even that won t guarantee an approval. This graph shows the credit scores of credit karma members who carry the chase sapphire preferred card. A credit score of at least 700 is usually required to be approved for the chase sapphire preferred card.

If you have a strong credit score with a few years of credit. Most cardholders have scores over 720 but there s no official score requirements to get the mid level credit card. This is the biggest bonus for a personal chase credit card that earns chase ultimate rewards points so you ll want to do everything you can to ensure a successful application. The chase sapphire preferred currently has a bonus offer of 80 000 chase ultimate rewards points after spending 4 000 in the first three months from account opening.

Credit karma also provides a chart of its members credit scores who carry the chase sapphire preferred card. You usually need an excellent credit score. Some report that the average credit score for sapphire preferred approvals is about 740 which sounds about right. The chase sapphire reserve has slightly stricter approval requirements than its little brother the chase sapphire preferred card.

Credit score required for the chase sapphire preferred although the chase sapphire preferred is considered a great beginner card and is easier to be approved for than the chase sapphire reserve y ou re not likely to get approved if you re just starting out or only have one credit card to your name. College student college student i ve been preparing my credit file for over a year just for this card and was blown away with the limit i got. Message 7 of 27 1 kudo reply highlighted myfault valued contributor mark as new bookmark subscribe mute print. Credit score needed for the chase sapphire preferred assuming you have a few years of account history with any bank i d recommend waiting until your credit score is close to 720 to apply for the sapphire preferred.

The average credit score of people who were approved for the chase sapphire preferred is 740 which sits squarely in the excellent rating category. As you can see the majority have a score above 750. Just because that s the average doesn t mean that you must have a credit score.