Chase sapphire preferred vs united explorer card overall i think the chase sapphire preferred is a better daily rewards card and consider the points more valuable.
Chase sapphire preferred compared to reserve.
Both also give you extra on travel and dining which is where the primary difference in their ongoing rewards can be found.
Reserve s bonus rate is 3 points per 1 spent while preferred gives you just 2 points per 1.
The chase sapphire preferred has a lower 95 annual fee but if you use all the benefits from the sapphire reserve you d wind up with a lower effective annual fee.
Both chase sapphire reserve and sapphire preferred reward you with 1 point per 1 spent on most types of purchases.
What really sets the sapphire reserve apart from the sapphire preferred is the chase sapphire reserve benefits.
With that being said here s what you can do if you have a chase sapphire preferred card but feel the.
The chase sapphire preferred card charges 95 per year for card membership while the chase sapphire reserve card charges a hefty 550 annual fee.
Conversely you earn 2x and 3x points per dollar you spend for all travel with your chase sapphire preferred and reserve card respectively chase sapphire preferred two card combo if you currently have the chase sapphire preferred card and one of the freedom cards you ll earn 1x more on dining and 2x more on drugstores with one of the freedom cards.
300 annual travel credit the chase sapphire reserve has a 300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
Chase sapphire reserve blue cash preferred card from american express credit card summary earn 50 000 bonus points after you spend 4 000 on purchases in the first 3 months from account opening.
Perhaps you ve already decided that the sapphire reserve s fee is beyond your means and are ready to apply for the sapphire preferred card we suggest that you pause for a moment and more carefully compare the two cards.
Chase will no longer approve customers for more than one sapphire credit card at a time.
The chase sapphire preferred is aimed at the casual traveler while the chase sapphire reserve attempts to take the crown as the world s most feature packed prestigious travel card anywhere.