Chase Sapphire Purchase Protection Lost Item

This benefit provides coverage for an item purchased with a chase card if the item is stolen or accidentally damaged within 120 days from the date of purchase. Purchase protection the following information is a summary only. This used to be a widespread benefit offered by many chase credit cards however as of 8 26 18 it was removed from all but 6 cards.

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Chase sapphire purchase protection lost item.

Covers theft damage or involuntary and accidental parting with your property involuntary and accidental parting with property means the unintended separation from an item of personal property in which the item s location is known but recovery is impractical to complete. Chase sapphire and sapphire preferred cards. That means you re out of luck using the feature on this. The event of theft or damage when items are purchased with an eligible chase card or with rewards earned on an eligible chase card.

So if you purchase a new fancy electronically and it went to poop within 3 to 4 months of purchasing it you could get coverage for that purchase. Chase sapphire reserve purchase protection covers your new purchases for 120 days against damage or theft up to 10 000 per claim and 50 000 per year. If the item has been stolen you must file a police report within 48 hours of the. Generally chase sapphire s purchase protection policy applies to lost or stolen items as well as items that were damaged by fire smoke vandalism or accidental water steam leaks.

Price protection provides reimbursement for the difference in price between what you paid for an item and a lower advertised price within 90 days of purchase. But there are some notable exclusions including perishable items e g. Chase offers purchase protection on all of its credit cards. Return protection you can be reimbursed for eligible items that the store won t take back within 90 days of purchase up to 500 per item 1 000 per year learn more.

For the chase sapphire preferred policy a claim had to be submitted within 90 days of the loss and within 120 days of the purchase date. You have to qualify for the visa signature program and visa isn t clear on the. The downside is that purchase protection doesn t come automatically with the chase sapphire preferred card. Please see your guide to benefits for complete details.

Ihg rewards club premier credit card. Purchase protection covers your new purchases for 120 days against damage or theft up to 10 000 per claim and 50 000 per account. This benefit covers the cardholder and recipients of gifts purchased by the cardholder with an eligible. This is a significant upgrade from the previous 500 limit of the sapphire preferred.