It s easier to qualify for the chase sapphire preferred card where the average score of approved cardholders is 741 compared to 766 for chase sapphire reserve cardholders.
Chase sapphire reserve approval score.
While chase doesn t list the minimum credit score or income required for the chase sapphire reserve anecdotal evidence suggests at the very least you ll need a credit score of 700.
To start earning 2x points on travel and dining apply for the sapphire preferred the chase sapphire preferred card is one of the most popular travel reward cards on the market.
But it s not so easy to get.
Also as we discuss below the chase sapphire reserve offers a higher credit limit.
Grocery stores and dining at restaurants including takeout and eligible delivery services home improvement stores such as home depot and lowe s and select.
These chase sapphire reserve benefits are in addition to the 300 annual travel credit global entry tsa precheck application fee reimbursement and complimentary airport lounge access.
If you re unsure about your eligibility but have an above 700 credit score still apply for chase sapphire preferred for a chance to earn rewards when dining and traveling.
Consider these factors to help improve your chase sapphire reserve approval odds.
The chase sapphire reserve is a popular travel card with a host of great features but that same high quality that draws in applicants also means a high approval standard that typically requires an equally high credit score.
The chase sapphire reserve is one of the hottest credit cards on the market with some of the top benefits so naturally people are curious about what credit score is needed to get approved for the sapphire reserve.
Factors that chase considers.
Most people who get approved have scores in excess of 750 which is considered excellent.
Sapphire reserve is broadening your world of benefits.
Credit score needed for chase sapphire reserve.
Chase will usually pull your credit report from a couple of the three credit bureaus equifax experian and transunion your scores may be different across each bureau.
The chase sapphire reserve is a high class travel rewards card with a high annual fee.
With the pay yourself back tool your ultimate rewards points are worth 50 more when you redeem them for statement credits against purchases in our current categories.
Not eligible if you ve received a sign up bonus on the sapphire preferred reserve in the last 48 months standard is now 48 months chase 5 24 rule applies to this card.
The chase sapphire reserve has slightly stricter approval requirements than its little brother the chase sapphire preferred card.
Redeem points on chase s travel portal at a value of 1 25 due to the 25 travel redemption bonus.