Chase Sapphire Vs Platinum Amex

Chase sapphire reserve vs amex platinum winning four out of the seven categories we d say the chase sapphire reserve is the best card for most people.

Chase sapphire vs platinum amex.

You won t know that you ve exceeded your spending limit until you do it and you get a polite communication from amex. In second place is the amex platinum which edges out the sapphire reserve by 200 although it carries the potential of an even bigger payday through the cardmatch tool and the extension of the time needed to earn the welcome offer bonus points. The chase sapphire reserve and amex platinum are two of the most popular premium rewards cards on the market but they offer slightly different value propositions. See which one is best for you.

The amex platinum card offers probably the best perks of any travel card far surpassing the chase sapphire reserve even if some of the benefits are difficult to maximize. Between hotel elite status and centurion lounge access the amex platinum is better suited to those looking to enjoy a more luxurious travel lifestyle. The chase sapphire preferred card by contrast has an annual fee of just 95 and provides the average cardholder with more opportunities to rack up rewards. Along with its lounge network and hundreds of dollar of travel credits the card is teeming with additional perks such as automatic elite gold status with hilton.

The chase sapphire reserve has an average initial credit limit above 22 000. Amex platinum card complimentary lounge access is offered to several lounge networks including centurion lounges priority pass delta skyclubs plaza premium lounges and more. Our research indicates that the amex platinum card has an initial spending limit of around 5 000 but it s not disclosed. The american express platinum card charges an eye popping 550 annual fee but it s packed with valuable benefits that help make up for its expense.

That s 1 000 toward travel when you redeem through chase ultimate rewards. Earn 80 000 bonus points after you spend 4 000 on purchases in the first 3 months from account opening. It has incredible rewards earning capability flexible redemptions and fantastic travel coverage. The chase sapphire reserve and the amex platinum are two of the most popular and rewarding premium credit cards.